The New Year brings the possibility of home ownership to many new first-time buyers as Fannie Mae’s latest loan product continues its’ introduction. A major barrier for first-time owners is down payments and closing costs. The newly reduced 97% loan-to-value (LTV) ratio will help ease this burden. Now buyers will be able to purchase a new home with as little as 3% down.
A few of the stipulations include:
- One of the borrowers needs to be a first time home buyer
- Loans must be fixed rate
- Must be a one-unit principal residence (not for manufactured housing)
If this sounds like you, then please call me at 757-768-9057 so we can start your home search!
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